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KARUR VYSYA BANK vs UNION BANK - Comparison Results

KARUR VYSYA BANK     Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    KARUR VYSYA BANK UNION BANK KARUR VYSYA BANK/
UNION BANK
 
P/E (TTM) x 9.3 -0.5 - View Chart
P/BV x 0.4 0.1 708.1% View Chart
Dividend Yield % 1.9 0.0 -  

Financials

 KARUR VYSYA BANK   UNION BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-18
UNION BANK
Mar-19
KARUR VYSYA BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs161106 152.6%   
Low Rs9661 156.4%   
Income per share (Unadj.) Rs392.2194.6 201.5%  
Earnings per share (Unadj.) Rs23.8-16.6 -143.5%  
Cash flow per share (Unadj.) Rs44.8-42.9 -104.4%  
Dividends per share (Unadj.) Rs0.600-  
Avg Dividend yield %0.50-  
Book value per share (Unadj.) Rs431.1151.6 284.3%  
Shares outstanding (eoy) m145.321,763.02 8.2%   
Bonus/Rights/Conversions IS--  
Avg Price / Income ratio x0.30.4 76.4%   
Avg P/E ratio x5.4-5.0 -107.3%  
Avg P/CF ratio x1.21.7 67.3%  
Avg Price/Bookvalue ratio x0.30.6 54.2%  
Dividend payout %2.50-   
Avg Mkt Cap Rs m18,703147,388 12.7%   
No. of employees `0008.037.3 21.4%   
Total wages & salary Rs m6,39132,372 19.7%   
Avg. income/employee Rs Th7,164.09,208.8 77.8%   
Avg. wages/employee Rs Th803.3868.8 92.5%   
Avg. net profit/employee Rs Th434.5-784.3 -55.4%   
INCOME DATA
Interest income Rs m56,997343,137 16.6%  
Other income Rs m8,99950,417 17.8%   
Interest expense Rs m34,015238,961 14.2%   
Net interest income Rs m22,981104,176 22.1%  
Operating expense Rs m14,20778,562 18.1%   
Gross profit Rs m8,77425,614 34.3%  
Gross profit margin %15.47.5 206.2%  
Provisions/contingencies Rs m12,737115,157 11.1%   
Profit before tax Rs m5,037-39,016 -12.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,580-9,792 -16.1%   
Profit after tax Rs m3,457-29,224 -11.8%  
Net profit margin %6.1-8.5 -71.2%  
BALANCE SHEET DATA
Advances Rs m448,0022,987,801 15.0%   
Deposits Rs m568,9014,175,048 13.6%  
Credit/Deposit ratio x78.771.6 110.0%  
Yield on advances %9.98.0 123.5%   
Cost of deposits %5.85.3 109.9%   
Net Interest Margin %3.52.2 159.9%  
Net fixed assets Rs m5,28237,745 14.0%   
Share capital Rs m1,45317,630 8.2%   
Free reserves Rs m61,189249,686 24.5%   
Net worth Rs m62,642267,317 23.4%   
Borrowings Rs m23,817432,756 5.5%   
Investments Rs m158,0321,283,912 12.3%   
Total assets Rs m669,2914,985,805 13.4%  
Debt/equity ratio x9.517.2 54.9%   
Return on assets %0.5-0.6 -88.1%  
Return on equity %5.5-10.9 -50.5%  
Capital adequacy ratio %14.411.8 122.5%  
Net NPAs %4.26.9 60.7%  
CASH FLOW
From Operations Rs m-5,373-77,784 6.9%  
From Investments Rs m-1,943-2,971 65.4%  
From Financial Activity Rs m6,83417,582 38.9%  
Net Cashflow Rs m-482-63,173 0.8%  

Share Holding

Indian Promoters % 3.0 60.1 5.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.4 16.6 74.7%  
FIIs % 25.1 8.5 295.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 59.4 14.8 401.4%  
Shareholders   74,641 235,817 31.7%  
Pledged promoter(s) holding % 8.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   KOTAK MAHINDRA BANK  RBL BANK  CANARA BANK  HDFC BANK  BANDHAN BANK  

Compare KARUR VYSYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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KARUR VYSYA BANK Announces Quarterly Results (1QFY21); Net Profit Up 44.7% (Quarterly Result Update)

Aug 31, 2020 | Updated on Aug 31, 2020

For the quarter ended June 2020, KARUR VYSYA BANK has posted a net profit of Rs 1 bn (up 44.7% YoY). Sales on the other hand came in at Rs 14 bn (down 7.8% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

KARUR VYSYA BANK Announces Quarterly Results (3QFY20); Net Profit Down 28.9% (Quarterly Result Update)

Feb 5, 2020 | Updated on Feb 5, 2020

For the quarter ended December 2019, KARUR VYSYA BANK has posted a net profit of Rs 151 m (down 28.9% YoY). Sales on the other hand came in at Rs 15 bn (up 4.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

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KARUR VYSYA BANK Announces Quarterly Results (2QFY20); Net Profit Down 24.4% (Quarterly Result Update)

Nov 8, 2019 | Updated on Nov 8, 2019

For the quarter ended September 2019, KARUR VYSYA BANK has posted a net profit of Rs 633 m (down 24.4% YoY). Sales on the other hand came in at Rs 15 bn (up 5.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.

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Oct 20, 2020 (Close)

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