X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with Bank of Baroda - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs BANK OF BARODA - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

BANK OF BARODA 
   Change

Bank of Baroda (BoB) is among the top banks in the country with a 6.8% share of the total non-food disbursals at the end of FY12. After a brand and operating overhaul, the bank has seen accelerated growth, enabling it to position itself favourably am... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK BANK OF BARODA UNION BANK/
BANK OF BARODA
 
P/E (TTM) x -1.1 -16.0 - View Chart
P/BV x 0.2 0.7 30.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   BANK OF BARODA
EQUITY SHARE DATA
    UNION BANK
Mar-18
BANK OF BARODA
Mar-18
UNION BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs205207 99.2%   
Low Rs86128 67.1%   
Income per share (Unadj.) Rs282.0198.7 141.9%  
Earnings per share (Unadj.) Rs-44.6-8.1 547.9%  
Cash flow per share (Unadj.) Rs-115.2-28.5 403.6%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs216.1202.1 106.9%  
Shares outstanding (eoy) m1,168.572,317.83 50.4%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.50.8 61.2%   
Avg P/E ratio x-3.3-20.6 15.9%  
Avg P/CF ratio x1.92.8 68.1%  
Avg Price/Bookvalue ratio x0.70.8 81.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m170,027388,005 43.8%   
No. of employees `00037.655.7 67.5%   
Total wages & salary Rs m33,32249,016 68.0%   
Avg. income/employee Rs Th8,766.78,274.3 106.0%   
Avg. wages/employee Rs Th886.5880.6 100.7%   
Avg. net profit/employee Rs Th-1,386.8-339.0 409.0%   
INCOME DATA
Interest income Rs m329,516460,564 71.5%  
Other income Rs m54,62179,922 68.3%   
Interest expense Rs m234,709291,605 80.5%   
Net interest income Rs m94,807168,959 56.1%  
Operating expense Rs m73,508113,266 64.9%   
Gross profit Rs m21,29855,693 38.2%  
Gross profit margin %6.512.1 53.5%  
Provisions/contingencies Rs m142,063158,609 89.6%   
Profit before tax Rs m-66,062-20,294 325.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-513 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-13,938-1,936 719.8%   
Profit after tax Rs m-52,125-18,871 276.2%  
Net profit margin %-15.8-4.1 386.1%  
BALANCE SHEET DATA
Advances Rs m2,905,7154,379,413 66.3%   
Deposits Rs m4,102,8846,074,514 67.5%  
Credit/Deposit ratio x70.872.1 98.2%  
Yield on advances %7.96.9 114.4%   
Cost of deposits %5.34.4 118.9%   
Net Interest Margin %2.02.4 83.6%  
Net fixed assets Rs m38,46155,323 69.5%   
Share capital Rs m11,6865,304 220.3%   
Free reserves Rs m228,925317,378 72.1%   
Net worth Rs m252,518468,388 53.9%   
Borrowings Rs m456,804648,598 70.4%   
Investments Rs m1,255,1071,586,777 79.1%   
Total assets Rs m4,911,4647,478,049 65.7%  
Debt/equity ratio x18.114.4 125.8%   
Return on assets %-1.1-0.3 420.6%  
Return on equity %-20.6-4.0 512.3%  
Capital adequacy ratio %11.512.1 94.8%  
Net NPAs %8.45.5 153.4%  
CASH FLOW
From Operations Rs m60,893-596,917 -10.2%  
From Investments Rs m-3,068-4,136 74.2%  
From Financial Activity Rs m107,91934,131 316.2%  
Net Cashflow Rs m165,744-566,923 -29.2%  

Share Holding

Indian Promoters % 60.1 56.3 106.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 16.6 100.1%  
FIIs % 8.5 15.6 54.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 11.5 128.2%  
Shareholders   235,817 180,376 130.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   KARNATAKA BANK  CANARA BANK  AXIS BANK  IDFC BANK LTD  PNB  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 284 Points Up; FMCG & Metal Stocks Top Gainers(Closing)

Indian share markets settled higher today taking cues from their Asian peers. At the closing bell, BSE Sensex ended up by 284 points.

Related Views on News

UNION BANK Announces Quarterly Results (1QFY19); Net Profit Up 11.1% (Quarterly Result Update)

Aug 13, 2018 | Updated on Aug 13, 2018

For the quarter ended June 2018, UNION BANK has posted a net profit of Rs 1 bn (up 11.1% YoY). Sales on the other hand came in at Rs 87 bn (up 6.7% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

BANK OF BARODA Announces Quarterly Results (1QFY19); Net Profit Up 159.7% (Quarterly Result Update)

Jul 30, 2018 | Updated on Jul 30, 2018

For the quarter ended June 2018, BANK OF BARODA has posted a net profit of Rs 5 bn (up 159.7% YoY). Sales on the other hand came in at Rs 116 bn (up 10.3% YoY). Read on for a complete analysis of BANK OF BARODA's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

This is a Must-Have Stock for Your Portfolio(The 5 Minute Wrapup)

Aug 8, 2018

Tanushree just released the permanent wealth blueprint report. This report includes three safe and steady stocks. I like one in particular. Here's why

Trading in These Times: 8% Gains in 3 Days!(Profit Hunter)

Aug 9, 2018

Here are 2 stocks you can buy right now! And there are plenty more opportunities to come...

Only on WhatsApp, a Weaker Rupee Means a Weaker India(Vivek Kaul's Diary)

Aug 16, 2018

While dollar crossing Rs 70 will have its repercussions, the world isn't exactly coming to an end.

Why HDFC Equity Fund Disappointed Its Investors(Outside View)

Aug 9, 2018

Though popular, HDFC Equity Fund is not among the best performers anymore. Here is the reason behind its underperformance that has left investors disappointed.

HDFC AMC Makes 65% Listing Gains! Should It Attract Mutual Fund Investors?(Outside View)

Aug 8, 2018

PersonalFN explains if investors should invest in schemes of HDFC Mutual Fund looking at the listing gains of HDFC AMC.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Aug 17, 2018 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE UNION BANK WITH

MARKET STATS