X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with ING Vysya Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs ING VYSYA BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

ING VYSYA BANK 
   Change

ING Vysya Bank is one of the oldest private sector banks in the country, in which the ING Group of the Netherlands holds a 44% stake. The bank has a large regional exposure in the southern region. Thanks to capital infusion by parent ING Bank N.V's, ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK ING VYSYA BANK UNION BANK/
ING VYSYA BANK
 
P/E (TTM) x -5.9 28.5 - View Chart
P/BV x 0.3 2.8 11.1% View Chart
Dividend Yield % 1.8 0.6 299.8%  

Financials

 UNION BANK   ING VYSYA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
ING VYSYA BANK
Mar-14
UNION BANK/
ING VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs223667 33.4%   
Low Rs104406 25.7%   
Income per share (Unadj.) Rs470.1275.9 170.4%  
Earnings per share (Unadj.) Rs19.734.9 56.6%  
Cash flow per share (Unadj.) Rs67.4123.0 54.8%  
Dividends per share (Unadj.) Rs1.956.00 32.5%  
Avg Dividend yield %1.21.1 106.7%  
Book value per share (Unadj.) Rs335.3375.2 89.4%  
Shares outstanding (eoy) m687.44188.64 364.4%   
Bonus/Rights/Conversions PIPI-  
Avg Price / Income ratio x0.31.9 17.9%   
Avg P/E ratio x8.315.4 53.8%  
Avg P/CF ratio x2.112.5 17.2%  
Avg Price/Bookvalue ratio x0.51.4 34.1%  
Dividend payout %9.917.2 57.4%   
Avg Mkt Cap Rs m112,259101,158 111.0%   
No. of employees `00035.5NA-   
Total wages & salary Rs m37,6819,177 410.6%   
Avg. income/employee Rs Th9,109.9NM-  
Avg. wages/employee Rs Th1,062.2NM-  
Avg. net profit/employee Rs Th382.5N.A.-  
INCOME DATA
Interest income Rs m323,15752,053 620.8%  
Other income Rs m393,4438,668 4,539.1%   
Interest expense Rs m238,94034,517 692.2%   
Net interest income Rs m84,21617,535 480.3%  
Operating expense Rs m67,15914,925 450.0%   
Gross profit Rs m17,0572,610 653.5%  
Gross profit margin %5.35.0 105.3%  
Provisions/contingencies Rs m38,6821,500 2,578.3%   
Profit before tax Rs m17,7699,778 181.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,2913,198 134.2%   
Profit after tax Rs m13,5696,579 206.2%  
Net profit margin %4.212.6 33.2%  
BALANCE SHEET DATA
Advances Rs m2,682,496358,289 748.7%   
Deposits Rs m3,441,175412,122 835.0%  
Credit/Deposit ratio x78.086.9 89.7%  
Yield on advances %8.810.6 83.5%   
Cost of deposits %6.46.6 97.6%   
Net Interest Margin %2.23.0 72.2%  
Net fixed assets Rs m39,5195,248 753.1%   
Share capital Rs m6,8741,886 364.4%   
Free reserves Rs m200,76156,798 353.5%   
Net worth Rs m230,48170,782 325.6%   
Borrowings Rs m306,36696,685 316.9%   
Investments Rs m905,732167,187 541.7%   
Total assets Rs m4,073,646604,134 674.3%  
Debt/equity ratio x16.37.2 226.2%   
Return on assets %0.31.1 30.6%  
Return on equity %5.99.3 63.3%  
Capital adequacy ratio %11.116.8 66.5%  
Net NPAs %5.30.3 1,875.0%  
CASH FLOW
From Operations Rs m82,741-19,300 -428.7%  
From Investments Rs m-8,718-826 1,055.4%  
From Financial Activity Rs m-3,88650,052 -7.8%  
Net Cashflow Rs m70,13829,926 234.4%  

Share Holding

Indian Promoters % 60.1 0.0 -  
Foreign collaborators % 0.0 43.1 -  
Indian inst/Mut Fund % 16.6 14.8 112.2%  
FIIs % 8.5 28.7 29.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 13.4 110.4%  
Shareholders   235,817 30,627 770.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   INDUSIND BANK  CORPORATION BANK  SBI  SYNDICATE BANK  ICICI BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Opens Firm; IT Stocks Gain(09:30 am)

Asian stocks were relatively subdued in the early trade today, with most regional indices hovering around the flat line following the softer lead stateside.

Related Views on News

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Feb 21, 2018 09:43 AM

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

UNION BANK - HDFC BANK COMPARISON

COMPARE UNION BANK WITH

MARKET STATS