BENGAL & ASSAM vs BAJAJ HOLDINGS & INVESTMENT - Comparison Results
Current Valuations
| BENGAL & ASSAM | BAJAJ HOLDINGS & INVESTMENT | BENGAL & ASSAM/ BAJAJ HOLDINGS & INVESTMENT |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 24.9 | 138.5 | 18.0% | View Chart |
| P/BV | x | 0.7 | 1.7 | 41.5% | View Chart |
| Dividend Yield | % | 0.8 | 1.7 | 47.4% |
Financials
 BENGAL & ASSAM  BAJAJ HOLDINGS & INVESTMENT |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-25 |
BAJAJ HOLDINGS & INVESTMENT Mar-26 |
BENGAL & ASSAM/ BAJAJ HOLDINGS & INVESTMENT |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 11,499 | 14,873 | 77.3% | |
| Low | Rs | 6,220 | 8,720 | 71.3% | |
| Income per share (Unadj.) | Rs | 1,883.1 | 96.1 | 1,959.4% | |
| Earnings per share (Unadj.) | Rs | 648.0 | 865.9 | 74.8% | |
| Cash flow per share (Unadj.) | Rs | 2,166.9 | 904.5 | 239.6% | |
| Dividends per share (Unadj.) | Rs | 50.00 | 195.00 | 25.6% | |
| Avg Dividend yield | % | 0.6 | 1.7 | 34.1% | |
| Book value per share (Unadj.) | Rs | 8,638.5 | 6,573.0 | 131.4% | |
| Shares outstanding (eoy) | m | 11.30 | 111.29 | 10.2% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 4.7 | 122.7 | 3.8% | |
| Avg P/E ratio | x | 13.7 | 13.6 | 100.3% | |
| Avg P/CF ratio | x | 11.9 | 13.6 | 87.1% | |
| Avg Price/Bookvalue ratio | x | 1.0 | 1.8 | 57.1% | |
| Dividend payout | % | 7.7 | 22.5 | 34.2% | |
| Avg Mkt Cap | Rs m | 100,079 | 1,312,896 | 7.6% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 2,894 | 389 | 744.2% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 21,279 | 10,696 | 198.9% | |
| Other income | Rs m | 989 | 543 | 182.1% | |
| Interest expense | Rs m | 439 | 7 | 6,091.1% | |
| Net interest income | Rs m | 20,840 | 10,689 | 195.0% | |
| Operating expense | Rs m | 17,267 | 1,623 | 1,064.2% | |
| Gross profit | Rs m | 3,573 | 9,066 | 39.4% | |
| Gross profit margin | % | 16.8 | 84.8 | 19.8% | |
| Provisions/contingencies | Rs m | 1,115 | 0 | 285,797.4% | |
| Profit before tax | Rs m | 4,002 | 100,566 | 4.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -225 | -1,522 | 14.8% | |
| Prior Period Items | Rs m | 4,557 | 0 | - | |
| Tax | Rs m | 1,010 | 2,677 | 37.7% | |
| Profit after tax | Rs m | 7,323 | 96,368 | 7.6% | |
| Net profit margin | % | 34.4 | 901.0 | 3.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 0 | - | |
| Deposits | Rs m | 49 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 21.0 | 1.3 | 1,673.1% | |
| Net fixed assets | Rs m | 4,570 | 166 | 2,756.6% | |
| Share capital | Rs m | 113 | 1,113 | 10.2% | |
| Free reserves | Rs m | 97,502 | 730,393 | 13.3% | |
| Net worth | Rs m | 97,615 | 731,506 | 13.3% | |
| Borrowings | Rs m | 3,101 | 0 | - | |
| Investments | Rs m | 99,015 | 849,648 | 11.7% | |
| Total assets | Rs m | 113,364 | 851,874 | 13.3% | |
| Debt/equity ratio | x | 0 | 0 | - | |
| Return on assets | % | 6.5 | 11.3 | 57.1% | |
| Return on equity | % | 7.5 | 13.2 | 56.9% | |
| Capital adequacy ratio | % | 0 | 154.0 | 0.0% | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 2,944 | 47,803 | 6.2% | |
| From Investments | Rs m | -2,858 | -36,950 | 7.7% | |
| From Financial Activity | Rs m | 389 | -11,565 | -3.4% | |
| Net Cashflow | Rs m | 472 | -711 | -66.3% | |
Share Holding
| Indian Promoters | % | 72.9 | 51.5 | 141.6% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.4 | 17.7 | 24.9% | |
| FIIs | % | 4.4 | 9.5 | 46.6% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.1 | 48.5 | 55.9% | |
| Shareholders | 25,138 | 83,500 | 30.1% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE SBI CARDS CHOLAMANDALAM INVEST TATA INVESTMENT AAVAS FINANCIERS
More on BENGAL & ASSAM vs Bajaj Holdings & Invstment
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
BENGAL & ASSAM vs Bajaj Holdings & Invstment Share Price Performance
| Period | BENGAL & ASSAM | Bajaj Holdings & Invstment |
|---|---|---|
| 1-Day | -0.02% | 0.04% |
| 1-Month | -2.51% | 6.86% |
| 1-Year | -21.50% | -18.31% |
| 3-Year CAGR | 8.36% | 16.46% |
| 5-Year CAGR | 27.54% | 23.45% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Bajaj Holdings & Invstment share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 72.9% stake in the company. In case of Bajaj Holdings & Invstment the stake stands at 51.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Bajaj Holdings & Invstment.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 50.0 per share. This amounted to a Dividend Payout ratio of 7.7%.
Bajaj Holdings & Invstment paid Rs 195.0, and its dividend payout ratio stood at 22.5%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Bajaj Holdings & Invstment.
For a sector overview, read our finance sector report.
Today's Market
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Sensex Today Ends 388 Points Lower | Nifty Below 24,500 | Aditya Birla Fashion and Retail Down 5%(Closing)
Sensex Today Ends 388 Points Lower | Nifty Below 24,500 | Aditya Birla Fashion and Retail Down 5%Although the benchmark indices opened lower, they traded negative throughout the session and ultimately closed red.
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